National Gold Reserve helps Americans roll their existing 401(k)s and IRAs into physical gold and silver — no paperwork headaches, no guesswork. Just a specialist who walks you through every step.
Call us at 832-371-9498 · No fees for your initial consultation
National Gold Reserve is a Houston-based precious metals advisory firm. The company works directly with retirement investors who want to move part of their savings into physical gold, silver, platinum, or palladium — held in an IRS-approved, self-directed IRA.
The team is made up of numismatic experts and IRA specialists. They handle rollover paperwork, custodian coordination, and metal selection — so clients don't have to figure it out on their own.
"Built for preservation, not speculation."
National Gold Reserve doesn't push a product of the month or run high-pressure sales calls. The advisory model is closer to a financial planner than a commodity dealer — one account, one specialist, one long-term strategy.
National Gold Reserve is a good fit for people who are serious about protecting what they've already built — not for day traders or speculators looking for short-term gains.
You're within 10–20 years of retirement and your portfolio is heavily weighted in paper assets. You want something that won't move in lockstep with the stock market. National Gold Reserve can help you allocate a portion into physical metals without disrupting your overall plan.
If you have retirement funds sitting in a traditional or Roth IRA — or an old 401(k) from a previous employer — National Gold Reserve can roll those into a self-directed Gold IRA. The process is tax-free if done correctly. The team handles the coordination so you don't.
Persistent inflation erodes the real value of cash and bonds over time. Gold has maintained purchasing power through multiple inflationary cycles. National Gold Reserve works with investors who want a portion of their savings anchored to something outside the monetary system.
Physical gold is one of the few assets that transfers cleanly across generations. National Gold Reserve works with families who are building multi-generational wealth strategies and want precious metals as part of a structured estate plan.
When equity markets become volatile, the instinct is to move to cash — which still loses ground to inflation. National Gold Reserve positions physical metals as an alternative store of value for investors who want a non-correlated asset in periods of turbulence.
Not sure if a Gold IRA is right for you? National Gold Reserve offers free consultations with no sales pressure. Many clients come in undecided and leave with a clear picture of whether physical metals belong in their portfolio — and if so, exactly how much and what type.
From the first call to metals arriving at the depository, National Gold Reserve handles the process end-to-end. Most accounts are set up and funded within 2–3 weeks. Here's what that looks like.
Schedule a call with a National Gold Reserve specialist. You'll talk through your current retirement accounts, your goals, and whether a Gold IRA makes sense for your situation. No one will pitch you on the first call.
Typical duration: 30–45 minutes
National Gold Reserve coordinates with a qualified IRS-approved custodian to open your self-directed IRA. The team handles the paperwork and walks you through what you're signing. The custodian holds and administers your account under IRS rules — National Gold Reserve guides the metals selection.
National Gold Reserve coordinates the transfer of funds from your existing 401(k), IRA, or other eligible retirement account directly into your new self-directed IRA. Done correctly, this is a tax-free event — no penalties, no IRS reporting required. Funds typically settle within five business days.
Eligible accounts: Traditional IRA, Roth IRA, 401(k), 403(b), TSP, SEP IRA
Once funded, you and your National Gold Reserve specialist choose which IRS-approved coins or bullion bars to purchase. Gold must meet 99.5% purity; silver 99.9%; platinum and palladium 99.95%. Your specialist explains the differences between options and how each fits a long-term strategy.
Purchased metals are shipped fully insured to an IRS-approved depository — a separate institution from your custodian. The depository stores your metals in segregated (named) or non-segregated storage. You remain the legal owner. National Gold Reserve stays in contact throughout.
IRS rules prohibit home storage of IRA metals. Your account remains tax-advantaged only when metals are held at an approved depository.
National Gold Reserve believes you should know exactly what you're paying before you commit to anything. Our fee structure is simple and flat — no surprises, no hidden charges, and no initiation fee to get started.
National Gold Reserve charges no initiation or setup fee to open your self-directed Gold IRA. You pay nothing to get started — the entire process is free on our end.
Your metals are held at an IRS-approved, fully insured depository. This flat annual fee covers secure vault storage and complete insurance on all your physical holdings.
Your independent IRS-qualified custodian maintains your self-directed IRA, handles all required IRS reporting, and processes account transactions throughout the year.
Total annual cost: $325/yr. That's storage ($75) plus admin ($250) — with zero initiation fees. This is highly competitive with any other type of retirement account. National Gold Reserve does not charge advisory retainer fees. Your specialist reviews all fee schedules with you before you open an account. Questions? Call us at 832-371-9498.
What clients say after working with National Gold Reserve.
"They walked me through every step, explained my options, and made the whole process simple. I finally feel confident about my portfolio."
"The team was incredibly patient and transparent. My order arrived secure, authenticated, and exactly as promised."
Questions we hear most often from investors considering a Gold IRA through National Gold Reserve.
A Gold IRA is a self-directed individual retirement account that holds physical precious metals — gold, silver, platinum, or palladium — instead of (or in addition to) stocks, bonds, and funds. It follows the same tax rules as a traditional or Roth IRA. The difference is what's inside it: actual metal, stored at an IRS-approved depository. National Gold Reserve helps investors open and fund these accounts, then select the metals that go into them.
Yes — a direct transfer or rollover into a Gold IRA is a tax-free event when done correctly. The funds move directly from your existing custodian into your new self-directed IRA without passing through your hands. National Gold Reserve coordinates this process to make sure it's handled in compliance with IRS rules. Eligible source accounts include Traditional IRAs, Roth IRAs, 401(k)s, 403(b)s, TSPs, and SEP IRAs. Consult a tax advisor for guidance specific to your situation.
No. IRS regulations require that precious metals held inside an IRA be stored at a qualified depository — a third-party vault that meets IRS standards. Storing IRA metals at home, in a personal safe, or in a bank safety deposit box that you control would disqualify the account, triggering taxes and early withdrawal penalties on the full balance. National Gold Reserve coordinates with approved depositories that offer both segregated and non-segregated storage options.
The IRS requires specific purity levels: gold must be 99.5% pure, silver 99.9%, and both platinum and palladium 99.95%. Acceptable products include American Gold and Silver Eagles, Canadian Maple Leafs, certain bars and rounds from NYMEX/COMEX-approved refiners, and other IRS-approved bullion products. Collector coins, jewelry, and rare numismatic coins generally don't qualify. Your National Gold Reserve specialist will walk you through eligible options before any purchase is made.
Distributions from a Gold IRA follow the same rules as traditional IRAs. You can begin taking distributions at age 59½ without penalty. Withdrawals before that age are subject to a 10% early withdrawal penalty plus income tax. Required Minimum Distributions (RMDs) apply starting at age 73 for those born after 1950. When you take a distribution, you can choose to receive the actual physical metals (an "in-kind distribution") or have the metals liquidated and receive cash.
No. National Gold Reserve is a precious metals advisory firm, not an IRA custodian. Your self-directed IRA will be held by an independent, IRS-qualified custodian — a separate company. National Gold Reserve helps you select and purchase the metals, guides you through the process, and remains your point of contact for ongoing questions. The custodian handles the legal administration, IRS reporting, and record-keeping for your account.
Account opening typically takes 1–2 business days. Fund transfers (rollovers) generally settle within 5–10 business days, depending on the source institution. Metal selection and purchase usually happens within a day or two of funding. From first call to metals in the depository, most clients are fully set up within 2–3 weeks. National Gold Reserve stays in contact at every stage.
Most custodians work with accounts starting from $5,000–$10,000, though a Gold IRA tends to make more financial sense at $25,000 and above — at that level, the fixed annual costs (custodian + storage) represent a smaller percentage of the total account value. National Gold Reserve will discuss what makes sense for your specific situation on the first call, without any pressure to commit.
Whether you're ready to open an account or just want straight answers to your questions, National Gold Reserve offers free consultations with no sales pressure and no obligation to buy anything.
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National Gold Reserve offers free, no-obligation consultations. You'll leave the call knowing exactly what a Gold IRA costs, whether it's right for you, and what the next step looks like — with no pressure to do anything.
DISCLAIMER: Precious metal investments involve risk. Market prices may rise or fall, and you may receive more or less than your original purchase amount. National Gold Reserve does not guarantee future performance and does not provide financial, tax, or legal advice. Investors should consult qualified professionals before making any investment decisions.
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